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  • If you are looking for Large Mortgage Loans to fund a reside...

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Remortgages London & UK


Remortgaging your home is one of the best ways to save several hundred pounds a year. Hurrah, you're a homeowner! Well, you and your lender are. To be able to call that home your own, you'll have to pay off that pesky mortgage. And although for most of us this is a 25-year deal, careful management of your mortgage could mean you get rid of that millstone years earlier, whilst saving yourself a packet in interest. So how can you do this? By remortgaging to a better deal, every time your deal expires.

Before you start you need to establish exactly where you stand at the moment. You've probably got a fair idea of the amount you're paying each month but most people don't know what the interest rate they are paying or how much is outstanding on their mortgage. You can find this information by calling your mortgage company or checking your latest annual statement. If your mortgage is relatively new you may be tied into a special rate deal. Often there are penalties for moving mortgages while you're in this honeymoon period. Some lenders even charge redemption penalties after the special rate has ended. So you need also need to find out these details. Finally, many lenders also charge a fee for the standard closure of a mortgage (on top of any redemption penalties). In fact, many have hiked these fees recently in an attempt to dissuade people from moving their business elsewhere. You'll also have to include these costs in your sums.

Why Remortgage?

The simple reason remortgaging is because it could save you an absolute fortune. Cutting 1% off a £100,000 mortgage will cut costs by around £80 a month. Remortgaging to a better rate could be the biggest single money-saving activity possible, the financial equivalent of liposuction.  The reason for remortgaging is just too large of a subject for an online discussian. It's something you need to sit down, either discuss over the telephone or have a face to face meeting and take some time over to think about why you are remortgaging. After all, a mortgage is likely to be your biggest single expense and therefore getting the remortgage right offers the biggest single savings


Remortgage calculator


Compare your current mortgage rate to a new rate

Remaining loan balance: £
Remaining mortgage term:   years
Current rate of interest:   %
New rate of interest:   %

Remortgage payments

Current monthly payment New monthly payment Monthly difference Yearly difference
Interest-only(in £):
Repayment:(in £)

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Client Testimonials

Ambareen is excellent at her job, friendly and approachable. She did a fantastic job at securing us a mortgage  at a good rate. Cannot fault her service. Really pleased I chose her, would definately recommend her service to everyone who wants to apply for any financial needs hassle free.

Thank you once again

Selina - Blackburn

We cannot recommend Ambareen highly enough. Ambareen has helped us to arrange our mortgage twice now and each time she has been extremely proactive on our behalf.  She always responds to our calls, provides staightforward and clear advice and is very reliable. Ambareen is always honest, friendly and supportive  and takes the stress out of the whole process

Ivon Beer & Baljit Kandola-beer

We first approached Ambareen in 2011 to help with a buy to let mortgage we were having difficulty with. Ambareen got us a mortgage offer and assisted in the mortgage being completed swiftly.Since then we have continually worked closely with Ambareen for all our mortgage needs

Steven Joyce - Sussex

I cant fault the service received from Ambareen from Mortgage Solutions. Always committed to offering good advice, options and the best product to suit our needs. Ambareen is always helpful and friendly and happy to explain and help with any enquiries.
Thank you for everything K Seward

I would like to thank Mortgage Solutions in handling my mortgage application in a timely manner and professional manner and made me feel that my business was important and worked hard to find me the best mortgage to meet my specific needs. I was very impressed that they were there when i needed advice and their personalised service made the whole mortgage transaction a comfortable experience.I would recommend Mortgage Solutions to anyone who is need of mortgage advice.
High Wycombe

For years you have consistently provided very competent and professional mortgage service for myself, family and friends. I am pleased that in you I have found a very able Mortgage Advisor, who gives swift progress updates without having to chase. I have also much appreciated your ad hoc info and sign posting without attempting to lure me into a certain mortgage product.
With Best WishesDr Aamir Ehjaz

I have a good experience with Ambareen Mirza from Mortgage Solutions; my mortgages were handled in timely and professional manner. Ambareen communicated and kept me up to date of process and all updates from lenders promptly.The reason I own 2 properties now is thanks to Ambareen, who explained available options to me and helped me understand what was available in the market. I was initially going sell my existing property and buy new house to live in, Ambareen helped me to re-mortgage the existing mortgage and also to find new mortgage for my dream home. This was achieved in an orderly fashion without any hassle
I was impressed with her service as I was able to get hold of her at any time of my convenience. I would gladly recommend her to any of my friends and family. Saying that I was recommended Ambareen by my brother
Roshana Yogachandran

Ambareen of Mortgage Solutions went above and beyond to secure me a fantastic rate on my current house. She found deals that no bank would offer. This is not the first time I have used Ambareen, previously she helped in a difficult transaction when purchasing my first home.
I highly recommend AmbareeenQasim Latif

Mortgage News

If you are looking for Large Mortgage Loans to fund a reside......more

Advice On Finding The Best Remortgages In The UK.......more

Getting The Best Buy To Let Mortgage In The UK......more

Are Cheapest Fixed Rate Mortgages Worth The Commitment......more

The Benefits Of Equity Release In The UK......more